Category Archives: Budget & Finance

A house built with all the luxuries and amenities in the world still wouldn’t be much of a house if the setting wasn’t right. Too often the whole building budget is allocated to the internal finishes of a new home. When it comes to the exterior, the ‘we’ll do it when we have some more money’ is an all too frequent approach. Whilst you struggle to find the money, time ...

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When you are looking at building a new home, chances are you will have questions regarding the options available to you in regards to financing the building process. Most people just assume the bank or similar financial institution will be the holder of the mortgage. And most people would be correct…most of the time. But another  option in some cases is the contractor financing option. The contractor financing option simply ...

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How Much Can You Afford? Before you buy or build a home, find out about your financing options. Ask banks and other financial institutions: • if you are eligible for a loan • how much you need for a deposit • how much you can borrow. The amount you can borrow will normally depend on: • your income • the interest rate • the term of the loan • your ...

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For most people a home is much more than a place to live, it’s a long-term investment. This is your opportunity to find a home that’s not only good value upfront, but holds its value over time. Your decisions at this stage will have important consequences for your future, so you want to get it right. When you start looking at homes, it’s easy to focus on the short term ...

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