When you are looking at building a new home, chances are you will have questions regarding the options available to you in regards to financing the building process. Most people just assume the bank or similar financial institution will be the holder of the mortgage. And most people would be correct…most of the time. But another  option in some cases is the contractor financing option. The contractor financing option simply ...

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Many builders have an “in-house” design team that will draw up your building plans as a service to a client. However, ownership of the plans will remain with the builder, and you will be locked in to that builder if you wish to use that design. For one-off designs, consumers can choose architects or draftpeople/designers. The choice can be a difficult one. It has been suggested that architects are more ...

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Whether you need a builder for a new home, renovations, extension or complete refurbishment, you need to be sure that the builder you select will be able to achieve a stunning home, on time, on budget and create great relationships for all the stakeholders. It is estimated that Australians will spend about 65% of their lives inside their homes so there is enormous value in taking the time to make ...

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How Much Can You Afford? Before you buy or build a home, find out about your financing options. Ask banks and other financial institutions: • if you are eligible for a loan • how much you need for a deposit • how much you can borrow. The amount you can borrow will normally depend on: • your income • the interest rate • the term of the loan • your ...

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For most people a home is much more than a place to live, it’s a long-term investment. This is your opportunity to find a home that’s not only good value upfront, but holds its value over time. Your decisions at this stage will have important consequences for your future, so you want to get it right. When you start looking at homes, it’s easy to focus on the short term ...

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